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What are some common auto insurance myths?

When it comes to getting auto insurance in California, you may not know if you are getting a good deal or if you could do something different to get a better premium. All you do know is it is imperative to have insurance to protect you should you be involved in an auto accident.

You probably have heard many tips and gotten a lot of advice about car insurance and what you should and should not do, but how do you separate the truth from the myths? It is not always easy to do. There are many prevalent myths out there that could be having a negative impact on you if you think they are the truth.

Insurance Journal tries to reveal some of the myths about auto insurance that simply are not true in hopes to help you and other consumers get the best insurance deals possible. To begin with, it is usually believed that if you have comprehensive coverage that it covers anything that could happen to your vehicle. Unfortunately, this is not true. Comprehensive coverage will only cover accidental things that happen to your car.

People also often think that by buying a small car that is not red, they can get cheaper rates. These things are also untrue. The color of your car will not affect your insurance premium. The size of the car really only matters when it comes to SUVs and minivans. Those vehicles in a smaller size usually cost less to ensure because they offer adequate protection to passengers and are usually driven by experienced drivers whereas smaller cars are often driven by inexperienced drivers and do not offer as much passenger protection.

Before getting a new vehicle or ensuring your vehicle, it helps to understand some of the related myths. This could help you make better decisions and get bigger savings. This information is only intended to educate and should not be interpreted as legal advice.

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