Hildebrand McLeod & Nelson LLP - Hildebrand McLeod & Nelson LLP
Representing Plaintiffs Since 1926

Call To Speak With An Attorney

Important COVID19 Update: We know this is a stressful time for many, so we want to reassure you HMN is taking every measure to ensure the welfare of our staff and the continuity of our service to our clients. HMN continues to work to ensure that our valued staff, clients and families are following all recommendations provided by our local, state and national leadership. We are actively communicating with the courts to reschedule any proceedings and will continue to inform our clients of those developments. HMN remains available at any time via phone calls, emails and video chat. We are here for you no matter what unexpected life changes occur and that remains true today.

We also wish to express our utmost gratitude to the healthcare professionals working tirelessly to care for our community. Our thoughts are with all those impacted by the Coronavirus.

Image from an actual HMN case, reproduced with permission

Dog bite laws and rental insurance

| Aug 14, 2017 | Premises Liability |

When a dog bite occurs, thoughts of liability usually come up immediately. The person bitten wants compensation for his or her injuries. The dog owner begins to worry about paying for such damages, and the landlord of the property may even be concerned about his or her liability, if any. A dog bite is an unfortunate situation, but when one occurs, the law usually steps in to handle liability issues.

According to the Insurance Information Institute, the best way for a renter and landlord to protect against liability for a dog bite is be a responsible dog owner and to carry proper insurance. Obviously, landlords can refuse to rent to people who own dogs or own certain breeds of dogs. Dog owners should take proper precautions to protect others from their dogs, such as putting the dog in a kennel or erecting a fence. Most renters’ and home owners’ insurance policies offer coverage for such situations, but it is important for renters and landlords to check their policies for coverage stipulations.

The Canine Journal notes some insurance policies are restrictive when it comes to dogs, so renters may need to get special coverage. Some insurance companies may pinpoint specific breeds that require unique policies. These breeds are often those who have been deemed aggressive or particularly dangerous. They may include pit bulls, German shepherds, Rottweilers, Chows, Dobermans and wolf hybrids.

Sometimes a separate pet liability coverage is needed. There is also the option of personal umbrella coverage, which offers the combined protections of renters’ insurance and pet liability coverage.