If you or someone you know suffered a catastrophic injury in California in the past, the chances of that injury leading to death were quite high. However, thanks to medical advancements, chances of surviving such injuries has increased, along with long-term care options. According to Business Insurance, in some situations, injuries that once would leave a worker disabled for life are now treatable and the person may even be able to return to work.
These medical advancements make catastrophic injury claims more complex for employers and insurance companies. Because your chances of surviving such an injury are increased, you will likely need continuous care for a long time. This means the damages owed to you will be more expensive. However, on the plus side, you also have a greater chance of being able to return to work, which is a good thing for everyone.
Insurance companies are treating catastrophic injuries differently because now they approach them as if you will eventually go back to work. This means they may pay for better treatment options that make you more functional, such as more expensive prosthetics. Many companies also employ health managers who assist you throughout the process while also reporting to the insurance company. This enables you to avoid the typical strain of dealing with the company.
Changes and advancements in medical care have led to changes and advancements in how horrible injuries are being treated. Your chances are much greater now of getting top care and being able to return to a functional state than any time in the past. This information is only intended to educate and should not be interpreted as legal advice.